Here's how to accessorise without overspending...

These days the biggest investment a girl can make isn't a car or something from Cartier, it's an IT bag. Here's how to get what you want for a fraction of the full cost...

Bag it! 1
Buy bargain bags in the sales so you always have a bag to match any outfit. High street stores have mid-season sales as well as end of season sales so keep your eyes peeled for marked down items.

Bag it! 2
Hire a designer handbag! The price tag for the newest Prada must-have bag may be a whole year’s pocket money but for a much smaller amount you can now hire designer handbags from a number of websites. Try handbaghirehq.co.uk or fashionhire.co.uk
You could be rocking a real designer tote from £10 a month

Bag it! 3
Swap it! Use your bebo page to create a handbag group with your mates. Upload photos of all your handbags and get your friends to do the same. The you can arrange to borrow a bag that matches your outfit!